Obtaining a Cat Insurance for your pet would be an excellent plan if you want your cat's veterinary bills covered to save you from shouldering expensive hospital bills. If you are a cat- lover, you would not want surely to be outdone by the dog-lovers. If dogs have insurance, so do cats. You may want to insure your cat now and reap the benefits eventually.
What is Cat Insurance?
This is an insurance that covers the veterinary fees of your cat in cases where your pet gets involved in an accident or injures a third party. It covers also other veterinary diagnostic procedures, such as, euthanasia, burial, cremation, dental work, and kernel fees. There are certain procedures not covered by most Cat Insurance policies however, like deworming and vaccination. If you have both a cat and a dog, you may want to opt for Pet Insurance.
Types and costs of Cat Insurance
Lifetime cover this type of insurance is considered a top level policy and covers your cat for the duration of your pet's life. The usual cover for cats is £3,000 veterinary fees. Some Cat Insurance companies do not have upper limit age for new pets. If your cat has a long-term condition, this would be an ideal insurance. Remember to renew your membership every 12 months so that it will not expire.
Mid-Level Policy this type of insurance covers your cat up to a set maximum amount. Your cat can enjoy veterinary treatment as long as the maximum amount is not yet reached. There is also no time limit for this type of policy. Its advantage is that it is less expensive than the Lifetime Cat Insurance.
The Annual premium is usually based on factors like the area where you live and the pedigree. There are various affordable Cat Insurance Plans that could respond to your needs. You just have to compare prices and the benefits you and your pet could derive from them.
Factors affecting the cost of your Cat Insurance
Age Some companies have age limits of acceptance, which may be 8 years old. Each company has requirements, which you have to verify before signing up your pet. Dog Insurance and Cat Insurance policies are similar because they may be categorized under one insurance policy- the Pet Insurance.
Area where you live - Low risk areas have lower premiums, while high risk areas have more expensive premiums. Expect London insurance premiums to be more expensive than rural premiums.
Pedigree - Non-pedigree cats have also lower premiums than pedigree cats. This is because it is believed that non-pedigree pets have longer lives and are less prone to diseases.
Your cat deserves an insurance cover just like your dog. Insuring your cat will not only save cost on veterinary fees, but would make you feel secure knowing that your vet bills will be covered mostly by your Cat Insurance.
Pet Insurance companies include Direct Line, Argos, Churchill, VetsMediCover, Pet Plan, and Homebase Pet Insurance services. Some Pet Insurance Companies offer online discounts; you may want to browse the websites to determine if their plans suit your needs. Choose your Cat Insurance now and enjoy taking care of your pet with the least amount of veterinary expenses.
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