Your iPhone is a gadget you don't want to be without, and you would surely not want it to be stolen. It is your major means of communication with friends and family, and you use a lot more applications from your iPhone that are essential to your work and daily activity.
To guard you from the unwanted occurrence, loss and damage, you can easily get iPhone Insurance for your favourite gadget. You would then be able to feel secured when you know your iPhone is insured.
What is iPhone Insurance?
This is an insurance that covers loss, theft and water damage. There are add-ons, which are provided by insurance companies based on your policy.
Some companies offer coverage for physical damage and liquid damage. You will have to inquire from the company itself of the details of your policy.
General Types and costs of iPhone Insurance
Basic Cover - This includes overseas cover, accidental damage and cover for your immediate family who are over 16 years. This is the least expensive.
Life Cover - This includes accidental damage, overseas cover, theft, unauthorised calls, mobile wallet protection, and cover for your immediate family who are over 16 years. This is more expensive than the basic cover iPhone Insurance because it provides more services than the former.
Full Cover - This includes accidental damage, theft, overseas cover, liquid damage, unauthorised calls, cover for your immediate family who are over 16 years and loss. This is the most expensive because aside from all the services offered by the previous 2 types; this type of iPhone Insurance covers the loss of your iPhone.
Points to remember
Report loss or theft immediately to the police and the insurer
Read your policy carefully and understand the conditions before signing up
Opt for the Full Cover because you would benefit more from it even if it is the most expensive
Include other gadgets to avail of discounted rates
Choose an iPhone Insurance company that responds to your needs and not because someone said it is the best
Beware of online scam insurance companies who are only out to get your money and your personal information
Surf online and compare prices and services provided
Purchasing an iPhone Insurance is a good plan if you value your gadget and want to save on cost of iPhone damage and breakdown later on. The money you would be saving on your iPhone's loss would be great benefit for you.
Ensuring that all your family members have their own iPhones protected by an iPhone Insurance would be a great gift you can offer them. It would also give you more peace of mind to know that one of your favourite gadgets is insured. Be aware of the limitations though, of the iPhone Insurance so that you will not be deliberately careless in handling your iPhones.
Companies offering iPhone Insurance
To help you choose what insurance company to sign up with, here are recommended iPhone Insurance Companies: AT & T, Insurance2go, SquareTrade, Mobile Phone Insurance, i:protectinsurance and Insure your gadgets Insurance.
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